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What is Final Expense Insurance?
Final Expense Insurance is essentially an insurance plan that provides financial assistance to the family members who must undergo burying the plan holder.
Due to the large costs of these aspects of a funeral, being covered allows you to save money by making periodic payments for the remainder of the policy holder's life or an alotted term.
How does Final Expense Insurance Work?
To begin, Final Expense Insurance is similar to other types of insurance where there is a beneficiary whom the policy holder may name. There are two categories of Final Expense coverage: Guaranteed issue, and Simplified issue. With Guaranteed Issue you can't be turned down for health reasons, there are no medical questions and no exam. The categories mentioned are the two primary categories of life insurance (all type of life insurance not just final expense). Both types of Final Expense Insurance have low monthly installments which make it an easy choice for individuals with a fixed retirement income. Another major benefit of applying for Final Expense Insurance is you become exempt from being asked medical questions which would normally affect your rates for Whole Life Insurance.
Before deciding on a specific plan, it is important to take into consideration a variety of factors. These factors include: whether you wish to be buried or cremated, which type of casket you want and the size of your service. It is highly recommended that you contact a recognized funeral director to help guide you through the decision making process. Funeral Directors can also help you establish approximate costs and allow you to purchase final expense insurance more accurately.
Final Expense Life Quotes provides a powerful resource for finding rates based on your custom needs. Our free quote tool helps match our clients with the Final Expense carriers. At Final Expense Quotes, it is our mission to help families plan in an easy and convenient way. We always match our customers with the highest ranked insurers in the industry. Make sure your family is provided for and get started today!
